How to Send Money to France: Cheapest Transfers to France

    by William Plotnick
Updated May 29, 2024

Need to send money to a family member or friend in France? If you’re looking for the best ways to transfer money to France, you’ve come to the right guide. Sending money to France is a walk in the park, but there are a few things you should be aware of. Money transfer specialists do a great job of moving money from one place to the other, but some charge unbelievably high fees.

In this review, we’re going to direct you to the fastest cheapest ways to transfer money to France.

After countless hours of research, we pulled together a guide of the best services to send money to France. Whether you’re actively looking for a way to transfer money to France or you just want to the “know-how,” here you’ll find the top money transfer services. 

Top Money Transfer Companies

xe icon


• Transfer Money Abroad in 3 Easy Steps
• Bank Beating Exchange Rates
• Same Day Money Transfer

WorldRemit Icon


• 3 Free Free Money Transfers
• Quick & International Transfers
• Easy to Use Interface

Remitly icon


• 4.5 out of 5 stars on Trustpilot
• Guaranteed delivery
• 3-5 days Money Delivery

Cheapest Money Transfers to France

  1. Best Exchange Rate- TransferWise
  2. Zero Flat Fee- OFX
  3. Best for Fast Transfers- WorldRemit
  4. Trusted Brand-Xoom-PayPal Service

There are countless money transfer companies that can help you send money to France. We analyzed the money transfer industry and came down to these 4 money transfer specialists.

If you want to use a fast, affordable, safe money transfer service, any one of these services fit the bill. 

Let’s dive in!

#1 TransferWise

TransferWise is a British exchange company founded in 2011. They offer an easy to use online platform and have great customer service. If you’re looking to transfer money online, TransferWise is a great option!

How Much Does it Cost to Transfer Money to France?

Transfer Fee: TransferWise is a very transparent exchange company. They charge 2 fees, a fee for the Payment Method and a Transfer Fee.

  • Payment Method- 1.07 USD
  • Transfer Fee- 0.45% of the transfer amount

Exchange Rate: TransferWise uses a live rate from Reuters. This means that TransferWise takes no margin from the exchange rate.

Additional Fees: There are additional fees depending one the payment method. Bank debit (ACH) is the least expensive, then a wire transfer followed by a credit card or debit card.

Minimum Amount: 1 USD. 

How Long Does The Money Transfer Take?

Transfers usually take 1-2 Business days. 

Is TransferWire Safe?

Yes. TransferWise is an authorized Electronic Money Institution regulated by the FinCEN.     

How to Transfer Money With TransferWise?

  1. Make an account online.
  2. Confirm the amount you’d like to transfer.
  3. Enter recipients’ information and make payment to TransferWise.

Standout Features

  • Transparent fees 
  • Easy to use online platform
  • Best exchange rate
  • Great customer service

#2 OFX

OFX has an Australian Online foreign exchange company. OFX has a great reputation being one of the more experienced companies in the industry. They offer easy transfers and have quality customer service along the way if needed. 

How Much Does it Cost to Transfer Money to France?

Transfer Fee: OFX no longer charges flat international transfer fees to customers in the US.

Exchange Rate: OFX adds a margin to the market rate when transferring USD from the U.S to France for EUR. 

Minimum Amount: 1,000 USD. 

How Long Does The Money Transfer Take?

Transfers usually take 1-2 Business days. 

Can I Trust OFX?

Yes. OFX is an authorized Electronic Money Institution regulated by the FinCEN.     

How to Transfer Money With OFX?

  1. Input your information and create an account.
  2. Enter the recipient’s personal details.
  3. Confirm the amount and pay OFX. They will send the transfer to France. 

Standout Features

  • Easy online setup
  • Easy to use platform 
  • Good exchange rates
  • 24/7 customer support

#3 WorldRemit

WorldRemit is a leading international money transfer company. They were one of the first companies in the industry to focus on mobile-to-mobile remittance services. WorldRemit connects families and friends who need to send money to one another fast, easy, and for a low cost. 

How Much Does it Cost to Transfer Money to France?

Transfer Fee: WorldRemit Charges 3.99 USD for the transfer fee. 

Exchange Rate: WorldRemit adds a small margin to the market rate when transferring money to France. For a quote, click here

Additional Fees: Depends on the payment method you choose (also affects the speed of transaction).

Minimum Amount: 1 USD

How Long Does The Money Transfer Take?

Depending on your payment method, transfers usually take 1 Business day. 

Is WorldRemit Safe?

Yes, WorldRemit is regulated but the Financial Conduct Authority (FCA). They also have a very strict privacy policy. 

How to Transfer Money With WorldRemit?

  1. Create an account online or by phone.
  2. Plugin the transfer amount and recipients’ details.
  3. Forward WorldRemit the money and let them take care of your transfer. 

Standout Features

  • Fast transactions
  • Easy to use app
  • Transparent fees
  • Great 24/7 customer support

#4 Xoom-PayPal Service

Xoom is a  PayPal service that allows consumers to send money internationally. They are based in San Francisco, CA, and were founded in 2001. Xoom offers a fast reliable and secure way to transfer money to France.

How Much Does it Cost to Transfer Money to Israel?

Transfer Fee: Paying Xoom by bank transfer is free while paying by credit card is percentage-based. Transfer fees depend on the amount and payment method.

Exchange Rate: Xoom adds a margin to the mid-market exchange rate when transferring USD to EUR.

Additional Fees: There are additional fees depending on the transfer amount. Get a quote with here.

Minimum Amount: 10 USD.

How Long Does The Money Transfer Take?

Transfers usually take 1-2 Business days. 

Can I Trust Xoom?

Yes, Xoom is a money transfer service power by PayPal, a recognized online payment platform. 

How to Transfer Money With Xoom?

  1. Create an account with Xoom (or PayPal if you have an existing account).
  2. Input the transfer amount and the recipient’s details.
  3. Send Xoom the transfer amount and they will send the money to the recipient in France.

Standout Features

  • Safe and trusted company
  • Easy to use and helpful mobile app
  • Top of the line customer service
  • Status updates 

What to Look at When Comparing Money Transfer Services

Now that you know the top money transfer services, all you have to do is pick the right one for you. 

We put together some key tips to help you compare services and get the most out of your money. 

Before you choose a money transfer service, look over the points below: 

  • Exchange Rates- Compare the rate given to the mid-market rate. Try and find the smallest margin between the rates. 
  • Fees- For the most part, money transfer services charge fees for their service. There are usually 2 types of fees: 
    • Flat Fees– this is a fixed price for the money transfer. For example, $10 for a transfer up to $1,000.
    • Percentage Fee– a percentage of the total money transaction. For example, 0.9% of the total transfer amount.
  • Transfer Methods- there are many ways to transfer money internationally. Usually Bank debit is a cheaper transfer method (credit credits or debit cards are usually more expensive).
  • Transfer Speed- for the most part, the faster you need to send money, the more expensive the transfer will be. The services listed above are among the fastest. If you need to transfer money immediately, Western Union offers cash pickups in minutes.
  • Transfer Amounts- there are certain principles to pay attention to depending on the amount of money you transfer. 
    • Large cash transfers- pay extra attention to the exchange rate. With large transfers, you can save a lot of cash with a low exchange rate. 
    • Small cash transfers- lookout for transfer fees and payment method fees.
  • Customer Service- customer service is vital if things don’t go as planned. The services above have Grade A customer support. Make sure that the service you choose has quality customer service.

Bottom Line

There are countless ways to send money to France nowadays. The services we mentioned above are secure, inexpensive and fast. You can’t go wrong with any one of them!

Before choosing, compare exchange rates and fees. Taking a few extra steps can save you money and a big headache in the future.