How to Send Money to Argentina

    by William Plotnick
Updated May 29, 2024

Are you looking to transfer money to Argentina? We’ve noticed that many people are paying large amounts of money in fees and high exchange rates. Money transfers don’t have to be super expensive. We took it upon ourselves to research the market to find the best money transfer services. Whether you are learning about money transfers or you need to send money to Argentina today, we’ll help you find the best money transfer service.

There are 4 main ways that you can choose to send money to Argentina. Through a wire transfer, a bank, mobile apps or an online money transfer service. We are going to break it all down so that you can pick the best option. Transferring money can be a hassle, but it doesn’t have to be.

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How to Send Money to Argentina?

If you’re looking to send money to Argentina, you should know that there are many available methods of transfer. Just because its customary to go to the bank doesn’t mean its the best option.

In fact, we found that you’ll likely pay higher fees and wait longer for your money to arrive by transferring money with a bank.

We took Speed, Fees, Transfer Amounts, and Acceptability into consideration while determining the best money transfer services. After intensive research, we found the top 4 money transfer services.

It is essential to note that the best money transfer service for you comes down to your situation (the amount of money transferring and speed required).

Below are 4 licensed money transfer services to consider:


TransferWise is a British foreign exchange company. TransferWise is an online exchange company that offers top of line service. The company supports more than 750 currency routes across the globe!

Below are the main takeaways:

  • Transfer Speed (minimum time)-1-2 business days
  • Transfer Fee- 8 USD
  • Minimum Transfer Amount- 1 USD


InstaReM is a fin-tech company that offers online cross-border money transfers. They offer some of the best exchange rates in the market, resulting in a cheap money transfer. InstaReM provides transaction services to individuals and businesses.

Below are the main takeaways:

  • Transfer Speed (minimum time)- 1-2 business days
  • Transfer Fee- 4 USD
  • Minimum Transfer Amount-  50 USD


WorldRemit is an online money transfer company. They are fast, easy to use and secure. Aside from Transfering money to Argentina, WorldRemit can send money to over 150 countries.

Below are the main takeaways:

  • Transfer Speed (minimum time)- within an hour
  • Transfer Fee- 3.99 USD
  • Minimum Transfer Amount- 1 USD


Ria is an online money currency exchange company. They started off as a small exchange store back in 1987 and are now one of the largest money transfer services in the world! Ria offers great rates and makes sending money fast and easy.

Below are the main takeaways:

  • Transfer Speed (minimum time)- 3-5 business days
  • Transfer Fee- 1 USD
  • Minimum Transfer Amount- 1 USD

Banks Transfer vs Money Transfer Specialists

Sending money to the other side of the globe is much easier than it was 10-15 years ago. Money transfers really aren’t that big of a deal. In fact there easy!

With all the options available, finding the right method to transfer your money is difficult. Transferring money by a bank is definitely the old school traditional way, but that doesn’t necessarily mean its the smartest.

Money transfer services and banks know how to move money around the world. When it comes down to it, they both are professionals.

The bottom line is that money transfer specialists tend to be cheaper and faster.

Let’s check out a study case:

Juan came to the United States for a year to get a better paying job for him and his family. Juan works as a sales representative and sends $5,000 back to his family every 3 months.

Juan works hard and he wants his family to get the maximum amount of cash from the money transfer. Below is the research that Juan did, he compared a US bank and an online money transfer company:

US Bank Online Money Transfer Company
Transfer Amount (USD) $5,000 $5,000
Exchange Rate 1 USD-58.212 ARS 1USD-59.995 ARS
Transfer Fee $49 $0
Transfer Speed 7 business days 1-2 business days
Total (ARS) 291,059.16 ARS 299,975.00 ARS


Can you guess how Juan Sent money to his family?

That’s right, he transferred the money with an online money transfer company saving close to 9,000 ARS!

Comparing Money Transfer Services

Now that you understand the foundation, you can get more out of your money if pay attention and compare the following points:

  • Exchange Rates- checkout the rate you’re offered and compare it to the mid-market rate. You’re looking for the smallest margin.
  • Fees- most money transfer services have fees. There are 2 main types of fees:
    • Flat Fees– a flat price, for example, a $10 fee for a transfer up to $1,500.
    • Percentage Fee– a percentage of the total transaction, for example, 1% of the transfer amount.
  • Transfer Methods- there are many different ways to transfer money: banks, money transfer services, peer to peer apps. Each method has different fees, so be aware.
  • Transfer Speed- money transfer services offer different transfer speeds. If you need to transfer money quickly, Western Union offers cash pickups in minutes.
  • Transfer Amounts- the amount of money you transfer is important to take into consideration when you choose your service.
    •  Large cash transfers- look for the best exchange rate (most providers promote large transfers by offering low fees).
    • Small cash transfers- lookout for the fees that you’ll pay on top of the exchange rate, they’ll be more significant.
  • Customer Service- make sure that the transfer service that you choose offers customer service along the way. Better safe, if you need it.

Bottom Line

There are so many ways to send money overseas! Truth be told the methods we shared above a super easy!

Although transferring money is easy, do your research. Compare the options, exchange rates, and fees.

Taking further action can save you time, money and a big load of commotion in the future. Stay informed and get the most out of your money, you deserve it!